Building a Financial Fortress Part III
So far we have discussed the importance of saving money and paying down and managing debts as important parts of building a strong financial fortress. These first two stages are critical in allowing the average family to survive difficult economic times, like we are currently facing. The next important step is to focus on your retirement savings.Building a Financial Fortress Part II
In the previous article we discussed building up a savings account as the important first step in building up your financial fortress. The second stage in our program of economic defense is to pay off your credit cards.3 Tips for Making Smarter Decisions With Your Money
Making decisions is a human ability. You don’t really find this ability in any other life form. Humans have been gifted with higher intelligence that allows us to consider and weigh options, and make a decision based on facts, circumstances, desired outcome, and any number of other factors. Still, most of us make our decisions based on pure emotion – especially when it comes to money. If you are reading this article, it’s likely that you have made some poor decisions in the past concerning money and you’re hoping to avoid making the same type of mistakes in the future. Following are three tips to take your money decisions out of the emotional realm, and into the realm of reality.Financial Planning and Life Insurance – Ruling by ECJ
You will probably have heard of the recent ruling by the European Court of Justice, which will now change the law on how some insurance and pension products are structured. The case will result in major changes in how certain forms of insurance and retirement annuities will be charged, and will affect you.Building a Financial Fortress, Part I
The economy continues to be brutal. I don’t need to tell you. You know; your neighbor knows; your co-workers know. So, how can we improve our lives today, and protect ourselves from ever having this happen to us again?The Useful Printable Grocery Coupons
Every day, we consume a lot of goods and the prices of the commodities are increasing every now and then. There will be times that we can no longer eat what we want because we cannot afford the goods. Aside from not being able to afford sometimes, we cannot buy what we want because we would rather save our money and buy an alternative product. Good news is there are already printable grocery coupons.How To Spread Bet The Financial Markets
For many years people have enjoyed a flutter on horse racing and other sports by going down to the high street bookies and placing a bet. A lucky few have made a few pounds doing just that. But for a few years now some people have been betting on the financial markets with spread betting company’s and it is becoming more and more popular. Spread betting has quietly emerged as one of the fastest growing sectors of the entire financial services industry.Is An Annuity A Good Retirement Investment?
Any proper discussion of retirement investment will include the option of annuities. An annuity is a contract with an insurance company that guarantees a fixed payout, depending on how much money is put into the annuity. Read on to discover the various kinds of annuities, as well as whether they make good retirement investments.You Can’t Ride a Bike to Hawaii (And You Won’t Get Rich Trading Time for Dollars)
Making lots of money has long been a desire of mine (there, I said it). I scoff at the self-righteous pundits who say money doesn’t matter. I agree with the notion that it’s not the most important thing and that having money and nothing else (i.e., health, relationships, passion) is futile.Negotiating Is Key To Enjoying Lower Costs
Consumers are often used to paying the prices they see displayed or rates given to them by a sales staff. This is the reality when people avail of various products and services available on the market. In short, many people think that the price you see is what you should pay for. But it’s not always so.I’m a Boglehead, Are You?
An explanation of the Boglehead investment strategy. Learn and prosper folks!Finding Hope and Developing a Plan With the Online Savings Calculator
No matter where you are in life, you have goals that require money in order to be achieved. This generally means that you must set aside cash for weeks, months, or even years in order to have enough ready to spend for executing your big goal.Learn Tech-Savvy Money Transfer Methods
Making a money transfer is pretty easy with the technology available today. Depending on the company you go through, you can use a computer, a landline phone, or a cell phone to send and receive money. Consider these methods before choosing a money transfer company to use.Annuity – Explained for the Layman
Deferred annuities are contracts between an individual and a company through which the premiums are paid in a series. The annuities are invested to help payments in the future. These deferred payments help us to invest in immediate-term annuities.Using Discipline to Succeed With an Online Savings Account
Most people know that online savings accounts offer safety, security, high interest rates, low fees and a certain convenience that appeals to many consumers. But online savings accounts are just there to hold your money and help it earn interest.