WHY THE MIDDLE CLASS IS GETTING POORER




New Bank Fees You Need To Know

Banks make changes in their policies and fees every now and then and being aware of these changes is highly important. Early this 2012, changes were reported in debit-reward programs and there was even an attempt to carry out fees for usage of debit cards.

Is It Possible to Dream of Secured Retirement Days With Annuities?

If you are willing to take annuities to support your retirement days, it’s better to take help of a financial advisor for sound suggestions. Whether its fixed or deferred annuities, professional advice is a must.

Asset Allocation When Investing Is Very Important For Your Financial Freedom

Knowing how to invest across different asset classes is very important if you expect to achieve financial freedom. This is formally known as asset allocation and you should try and understand it as best as you can.

Understanding Risk And Reward Will Help You Reach Financial Freedom

Most people do not have a firm grip of the risk and reward relationship. If you can truly understand it, than you will be on better ground to securing your financial freedom.

To Bond or Not to Bond? Savings Bonds Myths Explained

When it comes to ‘saving for a rainy day’, it can often seem like the options on the market are endless. Savings bonds or savings accounts? Fixed rate or variable? In the current economic climate, it is no wonder that we are keen to find the most beneficial methods of tucking away our savings. With the wealth of different savings possibilities on offer, it is important that we find the ones which work best for us.

Getting The Most From A Short Sale

Short sales were once hated by sellers and avoided by buyers, but in today’s market many people are learning to love them. Not only can they be the better solution to foreclosure when other options aren’t available, they may even be able to protect the interests in all parties involved.

Home Loan Refinancing Is It Right For You?

If you are considering redoing your home loan make certain the choice is right for you. Cash out refinance, variable rates, fixed interest rate, loan refinancing, are just some of the things to look closely at to determine if refinancing will be beneficial for you.

Choosing A New Checking Account

Although a checking account is one of the simplest banking accounts an individual can open, the plethora of options from a wide variety of competitors can overwhelm an individual who is looking to open a new account. The number of options available, such as different monthly maintenance charges, various fees for overdraft protection, and limited writing of checks confuses consumers while making it difficult to compare account features. When shopping around at multiple financial institutions, consumers must first carefully analyze their own financial and banking habits and needs.

3 Creative Ways to Save Money

To save money you need to develop the necessary mindset (or if you like ‘mental state’) as well as execute a set of specific actions. Once you start thinking of living within your means, you’ll see many opportunities to get creative and cut your expenditures.

Simple Ways Regarding How To Organize Your Personal Finances

Money is one the best causes of stress for individuals. Dealing with money takes some skill. However, an understanding of the best way to solve personal finance problems can make a huge difference in how you perceive the situation.

Roth IRA: More To It Than You Know

There are a lot of factors when planning for retirement. Choosing between a traditional or a Roth IRA is one of the most difficult choices. Here is information on both to help make your choice.

Plan Your Retirement With Income Annuities

Planning your retirement is a good idea, especially if you know that your company does not have any kinds of pension policy or if the pension amount given by your company is ridiculously small. Retirement should be a time to enjoy your life and do the things you have always wanted but never got around doing due to work pressure and other responsibilities. And hence thinking about money after retirement is not a good idea.

The Benefits of Real Estate Financing

Real estate is the biggest, most talked about thing today. Not just for its ever increasing demand and price, but also because it makes for the soundest, most prudent investment to be made.

Arrange for Your Own Pension With an Annuity Policy

To spend your retired life peacefully and without any worries for financial issues, make sure you plan ahead. Annuities are policies that can help you with that.

Retail Price Index (RPI) Linked Annuities: Explained

With numerous options on the market, choosing the right type of annuity for you can be a challenge. Index-related annuities are based on inflation and the cost of living and can therefore seem very appealing to many consumers. This article offers a balanced overview and evaluation of index-related annuities in order to provide you with the relevant information.

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