Threats to our security & economy – Capitalist Manifesto – Robert Kiyosaki, General Robert Spalding

It Is Never Too Early To Get Financial Retirement Advice

Planning ahead for any endeavour a person undertakes helps establish a foundation to success. Early planning holds particularly true for financial advice and especially for financial retirement advice.

Christ-Centered Money Management

If you are a Christian, you most likely strive daily to live a Christ-centered life. Hopefully, this spills into all aspects of your life. If you are married, you may even discuss with your spouse the ways to make your home a Christ-centered one.

Five Money and Investing Lessons From Warren Buffet

Warren Buffet has proved that his investing philosophy works during good and bad times. Here are five lessons you could learn from his investing methods.

Understanding The Importance Of Personal Finance

Knowing and understanding the importance of personal finance is important for every individual. Whether you are struggling to make ends meet or not, with a personal financial plan you can live your life freely.

What’s the Best Checking Account?

As a compliance expert, I get this question quite a bit. It Depends. The best checking account for one person may be different than the best checking account for another person. Before you can find the best checking account for you, ask yourself some questions…

Why You Should Be Thinking in Charitable Donations Now

While the holiday season is around the corner and March 30, 2011 a full four months away, you might consider making a charitable donation before you spend all your money in holiday gifts and vacations. Why? Because donating will make you to recover some of the money you’ve paid in income taxes during 2010 and your tax refund will come back a little bigger next year.

How Cash Flow Notes Are Used?

Cash flow notes or IOU notes are the data which records the debts of a borrower. These IOUs can be bought or sold for they are legal financial documents. The buyer of the cash flow notes or the creditors are considered as investors on the debt and they can hold on to that document and receive payments for it from the borrower for as long as the debt is not matured.

Buying the Cash Flow Note

The cash flow note has in it all of the data of a particular loan and this is also a document which can purchased or sold to creditors. These creditors who hold the note will now be in a contract of agreement with the borrower.

Solving for the Annuity Factor

To find out how much is the value of your annuity fund in the future; you need to know how to calculate the annuity factor. The annuity factor is a monetary computation that will result in how much interest will be made over the length of time the fund exists.

Immediate Lump Sum in Exchange for Structured Settlement

If you are an insurance policy holder, most probably you would have a structured settlement on it. This is simply an agreement between you and the insurance company where you agree to pay every month the amount of the policy which can mature within a certain amount of time, short or long term. Once the policy matures, you can collect the money.

Getting the Cash for Structured Settlement

A structured settlement is an agreement with a loan company be it a bank of a private financing company or even an insurance company. These can be paid over an agreed time period and a settlement can rise from different insurance plans or because of a tort claim from an injured policy holder.

FPU Yourself! Thoughts on The Dave Ramsey Program

In the pursuit of expanding my horizons in understanding the different teachings and strategies of popular personal finance teachers, I enrolled Fiona and myself in Dave Ramsey’s Financial Peace University. For about $100, you get a slick, cardboard case that includes a hardcover workbook, a wallet of over a dozen CDs and DVDs, budget documents and forms, an envelope budget system, access to online tools and more.

Roth IRA Contribution Limits And Restrictions

Roth IRAs are very popular today, because they provide many tax benefits to the individuals who utilize them. If you are looking for a great way to prepare for retirement, there are few financial vehicles you can take advantage of that will benefit your retirement savings plan more than one of these individual retirement accounts.

Looking To Open A New Checking Account? Consider These Top Factors

Looking to open a new checking account? You are not alone as many of us have faced this circumstance before. The reality is that there are a number of factors to consider as you review your options. You are definitely taking a step in the right direction by equipping yourself with the right information to act upon. Here are some important factors to consider when opening a new account with or without their current bank. By keeping these factors in mind, you can make a good choice for yourself.

Improving Yourself While on Extended Unemployment

When we find ourselves on extended unemployment, more often than not, we feel depressed and uninspired. We laze around in bed and spend an inordinate amount of time in front of the television. In doing this, we only dishonor ourselves by not spending the time wisely.

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