The real reason why poor people are poor




How To Find The Right Financial Advisor For You

Finding the right Financial Advisor can be a difficult task. This articled explains 3 things you can do to narrow the search and avoid making mistakes when selecting the best Financial Advisor for you.

How To Save Money? Heres’ 25 Money Saving Tips To Work On

How to save money? Probably searched by lots of people on Google, no matter what’s his/her financial stature is. Earnings and utility differ from man to man, but there is hardly any person, who’s not interested in knowing the ways to save money. Interestingly, it’s the human ingenuity that lets him find out the best way to save money out of his own financial position.

Retirement Plan Needs to Address Financial Costs and Burdens of Aging

Late-Boomers and Generation X members should be well on there way to planning for a future successful retirement. One key area should be a plan to safeguard savings from the high cost of Long-Term Care. Longevity results in aging and health issues including memory loss. Caregiving is hard on family and paid care drains assets. Affordable Long-Term Care Insurance safeguards savings while reducing the burden on family members.

6 Financial Investments to Take This New Year

Every New Year usher new hopes, aims, and aspirations which are unique for everyone. When it comes to achieving financial goals, it is never too late to start though it is advised to start as early as possible to get better returns.

Equating Profitability With Cashflows: A Myth in Corporate Financial Performance

A business prime reason for existence is to make profit. But is it possible to make huge profit but have cashflow challenges? Which of this variable – profit or cashflow, is more important in business operations? If you have constantly been equating profitability with cashflows, then you must read this artilce!

Online Banking Has Changed the Way We Manage Our Day-To-Day Finances

The emergence of online banking has definitely changed the way we manage our finances. Online banking has many benefits with convenience touted as the major advantage. There are many more reasons to enjoy the perks of online banking at your financial institution. We have highlighted just a few.

Reinforce Your Business Plan With Sound Financial Projections

Strange as it may sound, the creation of financial projections is far more important and complex, than the actual results. More than merely the figures, it is the planning that matters. Or restated, it is the means to the end that matters here more than the end.

Looking for Money in All the Wrong Pockets

An incident happened this past week in which I am still scratching my head. Have you ever known you had something, but for the life of you could not find it? I will accede to the fact that occasionally, I do have a streak of absent-mindedness running through me. At times, I wish it would just walk. I was fairly certain I had an extra $20 in one of my pant’s pockets. It was what I affectionately refer to as my “mad Money.” My wife would be mad if she knew I had it. I do not remember where it came from but my real problem was, I could not find those pants. Usually, if I find money in my pants pocket there is only one explanation. I’m wearing somebody’s pants, but not mine. The truth is, my pants rarely see any extra money. If there is an occasion when I do have money in my pocket, my pants get all excited and wrinkly.

The Best Financing Options For Consumers

There are many ways in which a consumer’s purchasing power can be boosted to have value without many risks. There are different providers that offered different instant credit that can be used as they shop at different stores. In some cases, customers are allowed to get a loan and then pay in installments over a period of time that is predetermined.

My Grandmother’s Advice That’s Still Relevant Today

Our grandmothers lived at a time when financial security was not taken for granted. Most probably, money was short, job security was not guaranteed, bank loans were not available, credit cards didn’t exist, and luxuries were few. We might think that our grandmothers were unsophisticated and that we’re big shots now because we have a credit card, an overdraft facility and more expensive tastes. But our grandmothers (who were the ones who generally had to manage the family budget) knew a thing or two that we’d be well advised to learn from.

Understanding “Income Purpose” Investing

The list below describes some important characteristics and concepts involved with investing in income purpose securities. Familiarization with these will aid in the development of valid “performance” expectations. Doing so will also help develop an appreciation of this important (and somehow not too often mentioned) relationship: changing market values (in either direction) rarely have any impact on the income being generated by the security.

What All Should We Know About a Unique Taxpayer Reference Number?

A UTR (Unique Taxpayer Reference) number is a 10 digit number that is remarkable to it is possible that you or your organization. It recognizes you by and by with HMRC for things identified with your duty commitments.

The Stages of a Market Mania

What is a mania? It is defined as mental illness characterized by great excitement, euphoria, delusions and overactivity. In investing, this translates into investment decisions being driven by fear and greed without being tempered with analysis, reason or balance of risk and reward outcomes. The mania is usually running parallel with the business development of the product, but timing can sometimes run askew. The late 90’s technology.com boom and today’s cryptocurrency boom are two examples of how a mania operates in real time. These two events will be highlighted with each stage in this article.

The History of Money Revealed

As we go about our daily activities people all around the world are beginning to discover that our money no longer affords us as much as it once did. And a large majority of society subject themselves to longer hours at work with the thinking that ‘making’ more money will solve the issues. Unfortunately, efforts such as these will prove to be futile in the long-term.

What Is Ripple and Why Has Its Value Increased So Rapidly?

With a 35, 000 % increase in value in 2017 and a market cap of over $118 billion, Ripple has become a much-debated topic among analysts and investors alike. But, what is Ripple? Is it like other cryptocurrencies? Why has it been on fire lately? Continue reading to get answers to these questions.

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