Thank you for your Goodwill – Robert Kiyosaki, @Goodwill of Central & Northern Arizona




Another Great Story About the Only Real Way to Ensure Financial Freedom

For decades now, cleverness, in one form or another, has been sold to us as the key to financial independence. What follows is just a bit more proof that the real key is something much more ordinary.

Personal Finance – First Paycheck

Ever wonder what happened to your first paycheck? Be careful on what you spend on your first pay.

Improving Your Personal Financial Situation – The Basics

It is hard to argue with the fact that being secure with one’s financial life is one way of reaching goals and dreams. And in order to be financially secure, one needs to address the matter of his or her personal finance. In simple terms, personal finances are basically the money that you own. It is the money that you can use to pay for your routine expenses, bills, investments, plans and more.

Christian Finance: Is Tithing For Us Today?

I was raised in a church that taught the principle of tithing. I guess the thought just never occurred to me that there were Christians who didn’t believe in tithing. Boy, was I wrong! Apparently, this is a very controversial subject. Each of my three articles has brought rebuttals against tithing. Not one of them has had a comment in support of tithing yet. Much to my surprise, there are a lot of Christians who feel that tithing is no longer required. One comment even stated that tithing was the cause of financial problems for Christians! Since this seems to be such a controversial subject, I thought I would address some of the concerns brought up by Christians who do not believe in tithing.

Christian Finance: Is Money the Root of All Evil?

I’ve heard it preached many times that money is the root of all evil. Many Christians believe that it is Christ-like to be poor, and that it is evil to be rich. Obviously, if you believe money is evil, you will always be poor. And, if you are always poor, then it will be difficult for you to properly provide for your family. So, let’s take a closer look at the verse that is at the heart of such controversy.

Christian Finance: What Have You Given God to Bless?

That may seem like an odd title for an article on Christian personal finance, but bear with me, and I think you’ll see that it’s a valid one. Why is it that so many Christians struggle financially when our Father is the creator of the Universe? He owns the cattle on a thousand hills, and he says in His Word that He wants to command blessings on us. So, why are so many Christians living lives that aren’t blessed?

What Should You Do With Your Tax Refund?

It’s that time of year when many Americans cash out their automatic savings plan from the previous year. No, I’m not talking about your Christmas fund, I’m talking about tax time. Many tax payers prefer to have too much tax withheld during the year so they get that extra little boost at the beginning of the next year. The son of one of my co-worker’s calls it the “Big Money”. So, how are you going to spend your tax refund this year? Are you going to use it to pay down your debt? Maybe you’re planning to put the whole amount into savings. Or, maybe you are planning a vacation or some other large purchase with your refund this year. It’s something worth considering so that you don’t end up wondering where they money went next month when you have nothing to show for it.

How to Make an Emergency Savings Plan

Having money saved up for an emergency is important whether times are good or bad. Your grandma used to call it “saving for a rainy day”. But, how much is enough for an emergency fund? How and when do you save? Where should you put your emergency savings? What constitutes an emergency?

Personal Loans For Unemployed – Evolve Huge Fiscal Bafflements

Benefiting from traditional loans is a very hard nut to crack for those having unproductive status that is unemployment. This is because being jobless is considered a burden on social society. People who are unemployed dependent on others like relatives, family members or friends.

3 Tips for Saving Money Each Month

Saving money should not be something that takes away your ability to enjoy your daily life. There are a few ways to make your savings grow without depriving yourself of a few treats along the way. Take a few minutes to plan your month and you will see your savings grow bit by bit.

The Obvious Way to Learn to Save Money Is Actually to Begin

By having a mad money or emergency fund is a good idea if you ever need the means to access funds immediately. Learn tips on how you can start saving towards a rainy day!

4 Easy Ways To Avoid Bank Overdraft Fees Forever

If you’ve ever been tight on cash chances are you know how painful the sting of bank overdraft fees can be. I once overdrew my account by $11.37 and paid a $96 overdraft fee. When I questioned the charge the bank was quick to let me know that the fee was charged as a courtesy for paying my transactions. However they also said that the fee would have been the same if they had to return the transactions so it was in my best interest that they paid them. This was when I realized that overdraft fees were part of a game I didn’t want to play. Here are some tips to help you avoid a similar situation.

Insurance Policy – Buy the Insurance Policy Which You Need

Whether you are working at the ministry of public works, a private hospital, as a chef cook or any other work, what am sure that we are subjected to different kinds of risk at one time or the other. We are on the world which nothing can happen unless everything happens, thus you should be prepared of anything happening.

Household – Guidelines To Manage Your Finances

It’s the 15th of the month and you are flat broke! You don’t understand why. You are panicked and don’t know what to do. You can easily solve this problem by following these few simple guidelines to managing your household finances.

The Role Of Money In Relationships

It is vital to discuss money and financial matters with your partner prior to getting married. Without a solid understanding of each other’s attitude and feelings towards finances, saving, investment and spending, you could be setting yourself up for failure in your marriage.

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