6 Common Risk Statistics on an Investment
When you look up an investment, often it’s published with the six risk statistics: Alpha, Beta, Mean Annual Return (or just “Mean”), Standard Deviation, Sharpe Ratio, and R-Squared. It’s important to look at both performance and risk. If you see an investment that outperformed the S&P 500, it can be easy to…High Yield Savings Accounts – Which Ones To Choose?
High yield savings accounts are a top choice for consumers who want to earn higher interest without taking large risks, but which one of these accounts should you choose? Many savings accounts offer an interest rate that may not even keep up with the rate of inflation but some high yield options offer the same FDIC insurance and a larger rate of interest.Investment Banking Overview
Investment banking seems like a scary topic. What does it mean? How is it different than just regular banking? The answer is an investment bank helps companies raise capital or advises them on buying or selling a company v.s. a regular bank or commercial bank, holds money in the form of deposits and lends money at a specified rate.Reduce Your Spending
The best way to put more money in your pocket and to have more funds available for investing and saving is to reduce your spending. Unfortunately many of us never seem to learn this critical lesson and wonder why our bank accounts are empty at the end of the month.Money Saving Tips
The best way to have enough money left over to invest for retirement is to reduce your spending. The truth is that most families could significantly reduce their spending and increase their saving and investing by using a little discipline and common sense. Here some money saving tips that could give you more money to invest for retirement:Pay Off My House or Save? Part One
Pay off the mortgage or save? Great question! Here are some basics to consider.This is part one of a two part article.How to Become Wealthy – The Real Way
This is the real story about wealth creation, and what wealth really is. You have to understand what it really is, and isn’t, in order to create it. Wealth is not a high income, it is ownership of assets that are growing in value. This is something that needs to be built – over time by most people.Increase Your Savings
Everybody needs to be saving at least 10% or more of their income. Unfortunately many of us fail to save even a fraction of that amount. This can lead to serious problems because without regular savings you will have no way to set money aside for retirement. Here are some ways that you can increase the amount you save.Employer’s Obligations to Pay Superannuation in Australia
If you employ anyone, you are obligated to pay a minimum of 9% of their normal ordinary earnings into a super fund. The payments must be made at least quarterly within 28 days of the end of each quarter. Ordinary earnings do not include overtime but may include many types of award payments such as bonuses.What Is Superannuation?
In Australia superannuation (super) is a retirement program covered by government legislation. It is designed to provide and encourage individuals to build a nest egg they can draw on in retirement. Part of the government’s incentive to encourage super is provided by tax concessions on both contributions and withdrawals.14 Tips for Building Wealth
Learn several helpful tips on how you can speed up the process of wealth accumulation. From avoiding ‘get rich quick’ schemes to buying a used car, the 14 Tips to Building Wealth is a crash course in saving money, investing wisely and rational decision making for your financial future.The Pendulum Of Your Life
Here is a principle from the Kybalion that will help you change the direction of your life and find happiness. When the momentum of the swing of the pendulum in one direction runs out, it eventually swings the other way.Investing Advantages of the Middle Class
Notorious BIG was right when he sang “Mo Money, Mo Problems.” When mutual funds decide to invest in a company, their funds are so large they have to buy millions and millions of shares. How can the middle class use this to their advantage?The Best Way We Can Go About Helping Others Is To Help Others Help Themselves
The world we live in is turning out to be a world where no one is helping others. The world we live in is more interested in self-gratification then it is with what we can do to help others. We need to turn around and realize that without other people in the equation there can not and never will be any lasting accomplishments in this life.Help Me With Money! What to Do When You Feel Stuck Financially
Are you feeling stuck with your financial situation? Are you feeling lost when it comes to money? Are you living a life where constant financial struggle is part of your everyday experience? Being stuck with money problems is one of the most stressful, frustrating, and humiliating experiences people can go through.