5 Ways To Save Big Money As A Student
As a student you can take advantage of a lot of great perks that will save you money. Use your student benefits, student discount cards, and take advantage of lower rates for bus passes.Choice By Default
In the past few years, we have all grown accustomed to – and weary of – the word default. In fact, the present state of the global economy is a result of many people and institutions defaulting on many things.Common Reasons to Establish General Power of Attorney Privileges
A general power of attorney gives broad powers to a person and lets them perform financial transactions on behalf of another individual. This legal document grants authority to agents to conduct nearly any kind of transaction that the person would normally do for their self.Prioritizing Life’s Financial Goals – 4 Things to Do Before Anything Else With Your Money
It is easy to get driven by plethora of financial advertisements and articles about various products offered by many financial companies and banks. Every individual should have his own financial needs mapped out and then schedule the financial savings/investments in that order.Indian Salaries Have More Buying Power Than Foreign Salaries
Disappointed with your salary that looks low compared to the salaries of H1 visa holders or people working in foreign countries? Next time when you get salary, don’t compare it with that of a person who is doing the same job in US and get disappointed. Instead, multiply your salary by three times, because it costs more to buy a fixed basket of goods and services in US than in India.How to Have a Rich Mentality
Do you consider yourself poor, rich or somewhere in between? Do your thoughts have anything to do with your real-life experience and circumstances? Why is it that even in the darkest of financial times, some people continue to prosper while others lose all that they have and end up broke and broken?What Financial Help Is Out There for Single Parents?
With the economy in a state and the rising prices of food and clothing, it can be hard for a single mother with children to survive. She needs help in the form of financial support if she is to survive. There is help. Have you heard of SNAP? SNAP stands for Supplemental Nutrition Assistance Program and is the new name for what used to be known as the federal food stamps program.Using a 529 Plan to Save for College
The 529 Plan is one of them and helps parents make a tax free investment for their children’s education. The plan, which has come into effect from 1996, has been named after Internal Revenue Code’s Section 529. The plan is operated by particular educational institutions or by the state.Pension Release: A Wolf in Sheep’s Clothing?
In difficult financial times getting your hands on fast cash can seem like a very inviting option indeed, even if that cash belongs to a nest egg you had saved up for retirement. Tempting as pension release may sound, pensioner scheme contributors should be aware of the damage that early pension release can cause.Getting the Best Annuity Rate in a Tough Climate
Many of us look forward to retirement as a time when we can finally relax and enjoy life, but finding the right annuity can be a fraught and stressful process. However, there are still some simple steps you can take to maximise your annuity rate even in tough times.Debt Negotiation The Right Way
When you are swamped with debt finding the right tool to get relief isn’t always easy. Once you do find an option you feel suits your financial needs, executing it can be even more stressful. One common debt management path people choose is debt negotiation. Negotiating with creditors is no easy task and many people find the process to be frustrating. However, there are a few ways to ensure you approach debt negotiations the right way and hopefully maximize your chances of successfully obtaining a deal.Netspend Card – A Prepaid Visa
The prepaid Netspend Card gives you free direct deposit. There is no credit check and over 100,000 retail locations you can refill your card at. Find out exactly how the card and application process will work.Three Principles Wise Parents Teach Their Children About Financial Responsibility
Children are sponges. They soak up the attitudes, values, and behaviors they experience in their environment. As a dad, one of the most fulfilling things in my life is to watch my kids gain wisdom and responsibility in every area of their lives, including how they handle money. I hope they’re learning some of those lessons from me. If they are, it’s one of the biggest gifts I can give them. Here are three principles that I hope will help you teach your children to be wise money managers.Three Small Steps to Your Big Payoff – Practical Tips to Make Your Money Count
Financial planning can be fun, easy, and meaningful when you share the journey with people you love. Its the small things that make a big difference in your life and in your checking account.Five Finance Tips for People in Their Twenties
For those of you about to enter your twenties, you no doubt the feelings of pride and excitement associated with official adulthood. Maybe you have finally struck out on your own with a great job and an apartment, or perhaps you’ve decided to enter graduate school to further your education for something better. While retirement seems a millennium away, this is still a good time to think about the future and your current financial health. You want to start saving now to have something forty years later, regardless of the state of the economy. The habits you begin now toward fiscal responsibility can definitely help you through life.