How to Stay Motivated When Paying Off Debt + Live Q&A

What the Average Consumer Needs to Know About Credit Unions

Credit unions are the best alternative to large banking institutions. They can offer all of the nationwide coverage, but with a focus on you and your community.

What You Should Know About the Credit Union

A credit union is a great place to put your money. They offer lifetime membership and a host of other perks that any responsible adult should look into.

Transitioning From a Standard to a Reverse Mortgage: A Bad Idea For Some, A Good Idea For Others

Retired homeowners with a mortgage may have a new financial planning option: if they have enough equity in their home, they can pay off the balance of their mortgage with the proceeds of a HECM reverse mortgage, which does not have a required payment. Whether it makes sense to do so depends on whether the retirees are Wealth Maximizers or Consumption Maximizers.

Value of Your Time

Your monetary donation supports the charities in your community. Giving of your time is another way to provide support. Government studies estimate that nearly 8 billion volunteer hours support the philanthropic community.

Bills Are Coming In

So you spent too much for Christmas (again!) and all the bills are making you nervous. Following are some ideas about how to get out of the financial problem that you have created:

Top 5 Benefits of a Solo 401k Retirement Plan Over Traditional Retirement Solutions

Solo 401k retirement plan for self employed individuals allow professionals to make higher contributions to their retirement plans. This article highlights the distinct features of solo 401k accounts over traditional retirement plans.

Wealth Creation Strategies To Achieve Financial Freedom

It drives me crazy when I hear people talk about that one particular investment or wealth creation strategy as the only way to go. Some people are so caught up in just property or just business or just shares and they swear black and blue that this is the only way to go and the only real way to create wealth, they then go ahead and have the audacity to say that another investment class is completely inferior. Garbage!

Is Money Your Servant Or Your Master

Money is not this evil entity, which engulfs people and changes personalities and behaviors making them into a different person as many people would have you believe; thinking that is bordering on madness. Money is simply an idea, and only has value to the extent to which we empower it with. The truth of the matter is that money is an amazing vehicle, which gives us options and opportunities that we wouldn’t have without it. It is you as a person, who dictates whether this vehicle will be destructive or empowering. So if you are one of those people who are hung about this thing called money and wealth, get over it, you are just stopping yourself from having more options and choices in your life

Maximize Your Credit Score by Using Credit Cards Wisely

Credit scores are important for many reasons. They can impact your chances of obtaining a loan, securing employment, and getting a better deal on insurance. Using credit cards wisely can help you maximize your credit score.

Guidelines for Your Household Budget

Whether you are a homeowner, a renter, or a roommate, you need to create a budget to make sure that you have enough money put aside for necessities. If you plan well, you can also set aside money to save for long-term goals and for recreation. To create your own budget, just follow these simple guidelines.

Considering All Resources When Planning for Retirement

When you are busy living your life, you have little time to think about retirement. Your family and personal goals are foremost on your mind. Yet if you do not make time to plan for your retirement, the time to retire can come before you have set plans in place to provide for yourself and your family during your golden years.

Factors That Influence Bank CD Rate

Any investor usually looks for the best rate of return for their investment. This is no different with CD investors, and they will be looking to maximize on their investment by seeking out the best bank CD rate that they can find.

6 Key Types of Lazy Money and Tips on How You Can Get It Working for You

Don’t put up with lazy money in your life, it is the sure fire way to staying broke, whereas if you actively get your money working for you rather than you working your money, then financial freedom all of a sudden becomes closer and closer. Get that whip cracking!

Trash or Treasure – Donations of Noncash Items

Do you have items in your home that are just taking up space? Or closets that are overflowing – and you wear only a small percentage of what is hanging there?

Traveling With Debit And Credit Cards

When traveling for business or pleasure there are some precautions that you should take with the use of debit and credit cards. There are some differences in the precautions that should be taken depending on where you are going.

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