Who Is Giving You Advice on Personal Finance?
Are you sure this advice, is in your best interest? One of the biggest financial mistakes you can make is to blindly trust an “expert”, in other words, a financial planner, or to blindly trust a financial institution with your money and future. The reason I say this, is because most of the financial investments sold today, are sold on emotion and not on facts.Baby Boomers and the Mystery of Home Economics
If you are a Baby Boomer, you will certainly remember Home Economics (always pronounced “home eck”) that all girls pretty much had to take. We went to this class while the boys were in shop class. There were some lessons on home finance, but they were basic, fundamental, and frankly, not very useful. That’s why the whole notion of the Boomer generation’s home economics training really puzzles me. Because when you get right down to it, we never really had any.Qualities of a Wise Spender
Wise spending is essential in our current economy. But what does a wise spender look like? Here are a few qualities.Creating Your Investment Portfolio
We have dreams, and some, if not all require money to fulfill them. If we think about it today, our tomorrow would be safe, enjoyable and probably we would have good money to fulfill our dreams, and for that we should plan from the beginning – earlier the better. Here is a way of securing good future from money point of view by designing a portfolio of investments as per your dreams and requirement.Finding a Financial Adviser
Seeking professional advice from a qualified financial adviser is often a shrewd move in getting the most out of your money. Find advice on what you should consider when choosing a financial adviser.Investing in Gold and Silver for Your Own Protection
Why it is vital for one to convert your Paper Currency into tangible assets such as Gold and Silver. In this current global financial environment, it is important that you take steps to protect yourself.How Will You Replace Lost Income?
What is your most valuable asset… is it your business, your home, your retirement plan or is it your ability to earn an income? If so, what plan will pay you the income you need in the event you become disabled? If you don’t have a plan, lets consider your options. You can’t prepare for every contingency, but you need to have a plan that will give you the income you need. Without it you can lose everything you have today and that you are saving for in the future.The Best Ways to Save Money for Your Child’s Education
You can start saving for your child’s education as soon as their born. The earlier you start the better off you and your child will be. Find out the best ways to save for your child’s education.End Money Problems Now! Start From Where You Are
Living from paycheck to paycheck will not lead to wealth. When your current situation seems bleak, it seems impossible to believe there is a way out from under it. The first and most important place to start ending money problems now – is your mindset. Kick start your wealth building with an attitude adjustment.Maximizing Banking Presence Through Online and Mobile Banking
Gone are the days when banking presence is measured only with the number of branches and ATM terminals. These days, in order for a bank to be truly competitive in the global market, they also need to have an online banking portal, as well as a mobile banking application. According to a recent study conducted by Javelin Strategy and Research, more than 107 million Americans have made online banking transactions at least one time in the year 2009.The Benefits of Taking Professional Financial Advice
Taking control of your finances can be an important step in securing your financial future. Taking professional financial advice can help you on your way.Is That Surplus Cash Flow Real?
I’ll bet if you sat down and compared your net income against your expenses, you would see that you have a big cash flow surplus. Often though, it doesn’t exist. How can you figure out where your money really goes?How the State of the Economy Affects Gas Prices
As most people realize, not only the United States, but the worldwide economy has been in a downturn for several years. The American dollar, which historically was often considered the stalwart and safety valve throughout the world, gradually lost much of its luster, as well as its value against other world currencies. This has caused riptides economically throughout the world, as there have dramatic fluctuations in currencies such as the euro, the Swiss franc, the Japanese yen, and the pound sterling.How to Prepare Financially for Unexpected Events in Your Family
A disabling illness, a crippling accident, or even an unexpected death could mean the collapse of your personal or family life. Although you can never be one hundred percent sure you have covered every possible angle to ensure total protection against unexpected events, here are three easy to follow steps you can take to give yourself the best protection possible.Achieve Healthy Personal Finance
Being successful in your personal finance is a matter of understanding your income and expenditures. There are right decisions and there are mistakes with dire consequences, which is why these points which one should avoid in order to achieve healthy personal finance need to be discussed.