How to Design Your Life on Purpose

Financial Planners At Your Disposal

The first and foremost thing you will have to do is to identify your monetary goals and the level you would like to reach when it comes to your savings. Here, you should also set yourself a date at which you should have achieved the set amount of savings. Then, you will have to ask yourself as to what should be done for achieving the goal?

Be A Money Saving Expert!

Why not be a money saving expert and take the pressure off you and your nearest and dearest? Here I list 4 ways that are easy to implement and can start saving you money from today.

3.5 Ways to Develop a Habit of Saving Money

If you don’t have a savings account and/or an emergency fund it’s your fault. According to some financial experts you should be saving 10% of all your income. If you have been working for 10 years at an average income of $46,000 per year according to statistics. You should have $46,000 liquid cash in your savings account.

Quick Personal Financial Self Assessment Checklist

Sometimes people ask me to suggest a quick approach to assess their money-handling fundamentals. Normally, they continue: “We just don’t seem to be at peace with our personal finances. This 10-question self assessment checklist will help folks understand their ideas about money management. I developed it after years dealing with couples of different races, cultures, financial states, and it has proved reliable.

Negative Beliefs About Money – How To Uncover And Eliminate Unhelpful Money Beliefs

How Would You Know If You’ve Got Negative Money Beliefs? It might surprise you to learn that you probably have many negative money beliefs AND that you’re not consciously aware of them. So many beliefs are acquired in early childhood and are at the unconscious level. So the question is how we find out what they are. Read on for more details…

Online Cash Advances Replaced By Emergency Savings

If you are looking to make it rich this year, put credit cards, best online cash advances and free spending out of your heads. In order to make a difference in your future funds, you will have to hunker down and make every penny count.

Payroll Advance Is A Priority Payoff: Make It Work

Did you use a fast payroll advance to dig yourself out of a tight spot last month? Is the debt still haunting your budget when you couldn’t pay it off on the original due date? You wouldn’t be the only person who had the best intentions or paying the loan off on time. Did you find that unexpected expenses continued to interfere with the budget plan? When extra debt fights to make your budget a permanent home, it is time to reorganize budgeted costs.

Cash Advance Loans: Not A Peer Pressure Solution

Is trying to keep up with the Jones shackle you to fast cash advance loans when extra spending limits your ability to make cost of living payments? Could you blame the extended high school drama of peer pressure or is it pure envy or jealousy to want what your friends have. The desire to fit in by materialistic standards is a hard habit to break.

RDR and the Death of Free Financial Advice in the UK

January 1, 2013 marked the death of free financial advice in the U.K. The Retail Distribution Review (“RDR” for short), went into full effect on that date. The RDR is a set of regulations put into place by the Financial Conduct Authority with three main objectives. The implementation of the RDR marked an excellent day in history for Great Britain as it created a better financial system for the country.

Online Cash Advance Loans: Affordability Should Define The Loan Amount

There are many state regulations which cap best online cash advance loans as well as others that ban the fast money altogether. The capped rates are used to limit the amount of people who would fall further into debt when the fast payoff threatens regular monthly payments.

The New Flat Rate State Pension – Is It Worth It?

The reform of State Pensions gained pace earlier this year with plans being put forward by the Government to be discussed in Parliament. The second reading, whcih was due on 17th June, would then mean that an MPs’ committee would look at the proposals in detail. So this is not yet ratified and changes could well be made. So what is this proposed new single-tier State Pension all about, why is it being introduced and how will it affect you, if at all?

Is Two Percent The New Four Percent?

The other day, a client came into my office. “I’ve been looking at this,” he said, handing me an article. “It seems like everybody’s now saying that we should take out two percent of our investments when it’s time to live on our money. Wasn’t it four percent? What happened to make it two percent?”

The Engineer and the MBA

My college professor shared the following with the class: “In the next 10 minutes, I am going to teach you everything you need to know about investment banking”. As you might imagine, we were curious. He went on to say that there was really only one key concept that we had to learn, everything else was just filler. “Sell the black-box”. That was, in his opinion, the secret to not only investment banking success but business success in general.

New Jersey Tax Sales

Since I have been involved in tax lien investing in New Jersey, I’ve noticed that it changes from year to year. But I’m usually able to get some tax liens at 18%.

6 Facts About Financial Planning That Will Impress Your Friends

While it’s true that financial planning isn’t the most exciting field out there, it can be a lot more interesting than you might think. The right planning techniques can help you and your friends get your lives under control!

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