Financial benefits of waking up early

Where Will the Money Come From?

Last Thursday, reported on an Allianz study that showed only 14% of baby boomers’ parents believe they owe their children an inheritance. I don’t know if 14% is the right number or not, but I can attest to a change in thinking that I am running into more and more; retirees want to spend their money now and their kids will just have to fend for themselves later in life. This has big implications for retirements to come since many baby boomers, and younger generations, do not have enough saved for retirement to keep up with their lifestyle.

Best Options to Sell Your Gold

The global recession and bad economic conditions have left plenty of people cashless and that’s why they’re looking for ways to make the most out of what they already have. Most people have gold in some form or the other and therefore, the best thing to do in order to get some extra cash is to sell it.

Why Do You Need Financial Planning?

Great things start from ideas. With thorough planning and careful considerations, any goals can be achieved. This is true if you want to reach your dreams and aspirations. When you think about what you will do and how you want to reach it, making decisions will become easier. Planning is important because we need to think about the things that are important to us.

Choosing a Car Loan – 5 Useful Tips

When purchasing a car (or a decent one at least), a large amount of money is needed, and the truth is, most people can’t really afford to raise or have that big of an amount all at once. These are the situations where a car loan comes in handy; it serves as a means and solution towards your way to your dream car. Read along learn as we discuss a few important tips to help you get the best car loan deal possible.

The Land of Personal Accountability and Ultimate Opportunity

The United States has always sought to balance the opportunity of the individual to achieve unbelievable success while promising a minimum safety net for us all. This leads to a society with billionaire twenty-somethings and millions scrambling to get by. I am not a politician but, if I were, I’d do everything I could to capture the vote of the millions scrambling to get by rather than the few who have risen to the top.

Top 10 Books on Personal Finance

Many people entering the workforce today are making money, but are struggling to manage it. For many, personal finance is a mystery. They struggle to understand the basic personal finance principles, concepts and ideas.

How To Reclaim Your PPI Overpayments And Keep All The Refund To Yourself

Many people in the UK were mis-sold PPI insurance and have overpaid by thousands of pounds. This article guides you through reclaiming your PPI payments and keeping all the money yourself, without hiring an expensive company to do it for you.

Penalties of Early Withdrawal From Retirement Accounts

The basics of why it’s generally a bad idea to withdrawal money early from retirement accounts. This article covers penalties and different scenarios.

Social Security and Your Retirement

The Social Security Act was initially brought into law in 1939 by the then US president, President Roosevelt but has over the years gone through various adjustment. The Social Security program covers the survivors of a person under the scheme, federal old age and disability. The spirit behind the introduction of this law was to support the old financially after they had retired from gainful employment.

How to Reduce Taxable Income

How to reduce taxable income. Strategies for reducing taxable income through workplace strategies.

How Much Money Do You Really Need To Be Happy?

Have you ever asked yourself the question, “How much money do I really need to be happy?” and given yourself an answer? If you’re like most people, you don’t have a definitive answer. Rather, your answer is simply “more money than I have now.” Here are a few reasons that answer really isn’t serving you.

Financial Success in Your 20s

Only few people get to attain financial success in their 20s. This is mainly because most of us make financial mistakes early in our working life and correcting such mistakes often costs us money and time.

Retiring/Retirement in America

It is baffling to see the articles that are written today and about young workers. There is a new perspective that is arising.

Your First Job – How to Survive While Saving

Graduating from college always comes with such great expectation. I remember how I had great dreams of becoming a millionaire in my 20s with all the fancy cars, real estate and all other things that come with being a millionaire.

How to Teach Your Children to Save for a Rainy Day

Instilling the discipline of savings to our children is an important investment that every parent should place on their kids. Psychologists tell us that what children learn in their formidable years stays with them through out their lives.

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