Charlie Munger: 7 Secrets To Getting Rich

10 Excellent Ways To Save Money On Food

Feeding a family can be a costly venture. There are a number of different things that can be done to reduce the cost associated with buying, preparing, and storing foods.

Understanding Banking

Don’t fall into the bankers trap by accepting low rates of return from the local bank. Learn how to search and compare the best checking accounts and savings account rates to increase your rate of return and make the bank work for you.

Get Control of Spending With Cash Based Living

Studies show that American’s are still spending beyond their paychecks. Borrowing from savings, paying with credit, and using payday advance services are indicators that spending is out of control. Follow simple steps to follow cash based spending in order to set a solid foundation in your budget and begin living within your current income.

How Coupon Organization Leads To Better Savings

Times are tough all over, and if you are not doing what it takes to save money, then you could be setting yourself up for a fall later down the road. With foreclosures and job loss rampant, clipping coupons is no longer a choice but a necessity. There are no guarantees that what you have today will be there tomorrow, and you have to protect your existing assets as much as you possibly can.

Tip From Your Accountant: Two Steps to Creating a Rainy Day Fund

Including a rainy day fund in a family’s financial planning can help a family weather disaster when it strikes. Just analyze the family’s current financial picture to determine how much is needed. Then set up an account that is separate from the rest of the accounts but easily accessible.

Are You Pulling a Prank on Your Investments?

Many investors try to implement a long-term strategy by reacting to short-term trends. This is frequently an exercise in futility. In their efforts to keep up, they find themselves making the age old mistake of buying an investment at its peak price then subsequently selling it at its low. In order to avoid some of the common mistakes investors make, there are a few things you need to keep in mind:

Taking a Good Loan to Enhance Your Bottom Line

Taking a loan now a days has got easier. It has led people to go for easy debts without thinking about the repercussions. Loans taken under certain circumstance are good and can add to Your net worth. While taking indiscriminate loan without understanding its implication is always bad.

The Secret to Saving Money: Ask

Price negotiating is too often associated with swap meets and garage sales. Fortunately, discounts can be had nearly everywhere just by asking. Areas like credit card interest rates, cable bills, car insurance, department store purchases, travel and auto repairs are just a few areas where there is generally room to lower the price.

IRA Investments

IRAs are among the best benefits the government offers for retirement investment. There are three types of IRAs, rollover, Roth and traditional. A traditional IRA gives you a tax-deferred benefit and a tax-deduction the year you invest your money.

Redistribution of Wealth Through Free-Market Forces

In today’s politically charged environment, the topic of redistribution of wealth has created an intense debate. Redistribution of wealth at is very core is a tremendous and even Utopian ideal for both the atheist and the religiously minded. Who wouldn’t want to live in a world where everyone enjoys few financial limitations?

Unclaimed Property, Where Does It Go?

There is unclaimed funds and property in every state in the country. There are laws on the books for how all types of unclaimed funds and property is to be handled by the various companies that are holding them. These assets are to be considered lost or abandoned (usually from inactivity) after three to five years. During this time, these companies and businesses are supposed to make an effort to return these assets to their rightful owners. After this period of time expires, they are then to turn over the funds and property to the state’s unclaimed property office or appropriate agency.

How to Apply for and Obtain Government Grants

It seems that everyone wants to get their hands on Government grants, and why not? Government grants after all, are funds that can be used for a specific purpose and never have to be repaid. However, Uncle Sam isn’t just going to cut you a check because you feel that you are a good candidate for a Government grant, you have to prove that by applying for a Government grant.

A Lesson on How Money Works

Money is the force that drives our economy, puts food on the table and keeps us warm at night; money is what makes the nation as large and diverse as it is and what gives each and every one of us the chance to do something amazing and worthwhile with our lives. However, money can also be the cause of ruined or tarnished relationships, the cause of anger, stress, and worry. Money works however well you want it to work, and however well you need it to work. That is, of course, if you make your decisions wisely and do not allow a margin of error where you can lose your money on lost time.

Daily Deals Treat You During Tough Economic Times

When times are tough, many people decide to cut out the niceties of life. Of all the times to be ridding yourself of what makes you happy, a tough economy is the worst. After all, you have to have some freedom from the worry of whether or not you are going to be able to keep your head above water.

Cash For Gold – Getting The Most For Your Scrap Gold

Selling those old trinkets, watches, chains, pendants and earrings can fetch a good amount of cash these days as the gold prices are soaring to all time record highs. But beware of shady dealings and being taken for a ride. There is a smart way of getting the most out of selling your scrap gold items.

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