The History Of The Calculator
Once upon a time, far, far away, a man found he didn’t have enough fingers on which to count his bean crop. So he invented the abacus. Ok, I’ve been a little creative with my ‘historical facts’.Switch To Residual Income
In 1999, I learned a financial concept that had opened my eyes to a whole new world of wealth. It is called residual income or royalty income, as it is commonly referred to in financial circles. The idea of getting paid over and over for doing something one time seemed too good to be true.Judgment Creditor Problems
The judgment debtor’s situation is something the judgment creditor, or the enforcer of their judgment; can only make worse, which is the opposite of what a smart creditor wants. A smart creditor wants their judgment debtor to do very well for at least three months after their judgment is repaid in full. Of all the problems that can stop a judgment recovery listed above; many reasons depend on the creditor. Everything should only depend on the judgment debtor.401K Contribution Limits – “What Are the Maximum Contribution Limits”
Contribution to 401 (k) accounts has gained some phenomenon popularity as since individuals get some tax deferred benefits out of their savings. But the maximum contribution limit is set to a marginal limit which one has to consider while transferring wealth in 401 (K) account. At present the limit stands at $17000 with an additional $5500 for those who reached 50 years or older before 2011. In that case he/she will be entitled for catch up plans.Tips To Improve Your Personal Finances
Do not underestimate the role that a balance on a credit card will have in regards to your FICO score. The higher balances you have, the more negative your score will be. Your score will improve as you pay off debt. It is a good rule of thumb to keep credit card balances at or below 20% of your credit limit.Expert Tips For Personal Financial Fitness Now!
You may want to consider putting some money into an emergency fund prior to paying any debt. This definitely holds true if your debt came from credit cards. When choosing how much money to save, keep in mind regular problems that might pop up and how much money they are going to require, like car repairs or medical matters.4 Ways to Avoid a Ponzi Scheme
It seems like the SEC shutting down another Ponzi scheme has become a weekly occurrence. Learn 4 ways to avoid investing in a scheme that is guaranteed to take all of your hard earned savings.Perception Vs Reality
Our perception of events, people, and actions may not be the reality. We may not know the full story, and in turn end up making poor financial choices. Learn how to avoid making these poor decision.What Type Of Investor Are You?
If you’re looking to make money, investment rather than speculation is the way to go. But investors come in more than one flavour, and which type you are depends as much on your personality as on how much time you have to spare.3 Steps to Create Money in an Organic Way
Haven’t you experienced the desire to have more money, or particular things in your life that can bring you more joy and happiness? Yet, when this urge to increase your quality of life arises, how do you pursue getting what you want? Do you get anxious and angry, or ignore your desires?The Salesman Who Wouldn’t Take No for an Answer
Do you sometimes find yourself buying certain items and paying them off slowly on your credit card? Is this the smartest way to run your finances? Read this article to find out.Avoiding the Effects of Quantitative Easing on Savings and Pensions
How Quantitative Easing (QE) is a monetary experiment that was intended to boost the economy. At one time, central banks such as the Bank of England would print more bank notes and mint more coins to introduce funds into the market.Financial Planning Can Be As Easy As Counting
The concept of financial planning can be overwhelming for someone fresh out of school who never did quite well with math. The truth is, financial planning is not restricted to the number-loving elite. As long as you stick to the basics, it can be as easy as 1, 2, 3.Financial Tips On How To Save Money Part 3
There are so many ways to reduce your energy costs. Get new windows, seal your old windows, seal your doors, get a new high-efficiency furnace, use central air conditioning instead of the window units which use way more energy, ceiling fans are great for keeping rooms cool, use your dishwasher and washing machine during off-peak hours, buy those new fluorescent twisty light bulbs (and turn off lights in rooms you’re not using…Ways Stop Impulse Buying
Impulse buying is something that shops – both real ones and internet ones – love us to do. Retail displays are set up to maximize the amount of money we spend and to tempt us into buying more than we intended. Online sites like Amazon do similar things with their recommendations and lists of stuff that other people like you also bought.