Using Personal Finance Books As Motivators
There is no question that many people struggle with their personal finances. It seems like more and more you hear about the average credit card debt going up, with people having more and more problems paying their mortgage or saving for retirement. It is not a huge surprise, because the culture seems to promote spending money, and makes it seem like you are an outcast if you do not try to “Keep up with the Joneses.”Selecting a Reliable Self-Directed IRA Custodian
Self directed IRAs are becoming very popular these days. This has led to the increasing number of custodians who are offering all kinds of self-directed investment options.Avoid Unnecessary Spending!
By definition, unnecessary spending is the same thing as throwing your money away. Be diligent and change yourself so that you don’t waste your money on stupid things like speeding tickets and late fees.Your Business Exit Strategy – Strategic Planning
When you have spent your career building up a successful business the last thing you want to happen is to throw away some of the rewards you have earned. This can happen if you don’t put into place a sound Business Exit Strategy.Bank Stress Tests
The FDIC just issued its final rules for implementing bank stress tests required by the Dodd-Frank Wall Street Reform and Consumer Protection Act. Waiting to hear if your bank is stressed? Find out when the FDIC plans to implement stress testing and when they will publish summary results.Best Tools to Digitize Your Finances
Today’s digital world allows for many of our everyday processes to be quicker and easier. Taking care of your finances online will help you manage your money quicker and easier. Use these online tools to digitize your finances.Frequent Cash Advances Warns Of Credit Problems
Are you struggling with bill payments and finding that you are frequenting cash advances? Your debt may be more of a problem than you think. If you have let your finances go and your credit score has been affected, you could have many more problems than you are aware of. Your credit score is used by more than just a new creditor or a bankMoney Tips You Would Be Crazy To Ignore
Avoid large fees when investing. Service fees for brokers that assist with long-term investments are common. Your total return can be affected by the fees they will charge you. Stay away from brokers who make too much money off of commissions or a fund that costs too much to manage.What Happens If You Don’t Have a Personal Budget?
Having a planned personal budget and following it daily will surely help you meet your financial needs. Personal budget is a tool that helps you have control over your money. It gives an idea of how much you can afford for your various needs. It will enable you to determine whether a certain purchase will fit within your monetary constraints or not.Four End-Of-Year Tax Planning Strategies
Even though it’s not yet November, it is time to start thinking about year-end tax planning strategies for 2012. Spending a little time planning today may allow you save on taxes come April. Now may be the best time to talk to your accountant about taxes since they are not preoccupied. Also, once January 1 rolls around, there is nothing you or your accountant can do to affect the taxes you’ll pay for 2012. Finally, with major tax law changes scheduled for January 1, 2013, year-end tax planning takes on added urgency this year.Seniors May Be Targeted
Anyone can fall for a scheme which loses money, but senior citizens are often targets for such scammers. There are dishonest people who are not above taking money from older people.A Financial Advisor Is Not Just For The Wealthy People
When talking about the future, what runs in your mind is uncertainty. There is no better way to face the future than with security.5 Things to Check Before Selecting a Mutual Fund Scheme
With the emergence of different types of mutual funds, investors feel difficult to select the right mutual fund scheme, that is, the one that suits their needs best. There are many mutual fund beginners who started investing without having proper knowledge. These people consider investing just by seeing newspapers and magazine ads that present the stellar performance of the mutual funds that did well in the past. This is, however, not the right way of investing.Assets and Liabilities – What Are They?
A simple guide to understanding how the flow of money in and out of your bank account works. Understanding Assets and Liabilities is crucial to your financial success!Save Money In Order To Spend Money
The reason we all get jobs is because we want to spend that money on ourselves. However, it’s important to know that in order to spend money, we must first save money. What’s the point of spending all your cash if you don’t have anything to use in case of unexpected events?