8 Mistakes You Must Avoid When Retiring




3 Obstacles To Financial Freedom And Better Personal Finance

Learn the guidelines of proper financial freedom. Close scrutiny of the most successful people in the world reveals they have some level of financial literacy.

7 Things to Remember to Keep Your Personal Finances Manageable

Many of us would like to manage our personal finances, but have no clue about the first step for this financial management. Although personal finance’s management is not offered at college or universities yet it should be at the top priority of everyone. As a starter, we will give you seven important tips to manage your personal finances so that you can have a prosperous and comfortable life ahead.

Do You Spend More Than You Bring Home?

Are you spending more than you bring home? If you answered, “Yes.” You are probably in some sort of debt – most likely credit card debt.

How to Remain Debt Free After Recovery

A common mistake after making a financial recovery is to fall back on old spending habits. Once you let those old habits creep back in, they seem to take over, just like before. Before you know it, you have accumulated a few hundred if not thousands in credit card debt.

Insecurity Can Be A Financial Problem

There has been a fear of financial insecurity in the news a lot over the last three years, and in the particular, the last several weeks. If your emotions follow the economy or the stock market, it has been an up and down roller coaster ride. Everyone seems to be feeling insecure about money.

Getting Yourself Out Of Credit Card Debt

Credit card debt is among the fastest growing source of debt among Americans today. It is said that the average American family holds two to four active credit cards, each with thousands of dollars of debt. With the economy continuing to pressure us daily to make ends meet, many people feel that now is not a good time for getting out of debt. In fact, the opposite is quite true. Although times may be tight, now is the best time to begin to get out of debt.

What Is Financial Freedom and How Do I Achieve It?

There are only 4-6% of people that are financially free in the world. But what does this means and how are their lives different from mine. Can I also achieve financial freedom?

A Brief Look at QROPS and QROPS Transfers

With the rising popularity of QROPS, there are more and more schemes out there with a variety of different benefits. It’s important to get professional advice from a wealth management expert who really understands the QROPS market and can help you to fully appreciate the different things that you need to know about QROPS transfers in order to make the best possible decisions.

Why You Should Not Rely On Debit Cards All The Time

As people try to avoid using their credit cards these days, many rely on their debit cards. It’s been said numerous times that credit cards are costly to use the reason why consumers have turned to the debit cards.

To Become a Middle Class Millionaire

This is a pretty inspiring story for school teacher Andrew Hallam, a self-made millionaire investor in Singapore. Here’s some of his simple personal finance principles which we all could relate to.

Key Steps To Effective Financial Management

There are many ways that a person can learn to manage the way they spend through the month. A person merely has to conduct an online search to find millions of sites that offer reading material, as well as personal services. These sites offer some great tips that would help people develop healthy spending and budgeting habits. It is expensive to hire a professional to help determine your status and develop a plan to manage your finances. Such sites help a person learn management skills on their own, ultimately helping them save money.

Make Real Money With the Correct Leverage

Almost any person can think of a way of making money. Selling is one of the most obvious reasons to make a profit. But without the correct leverage your ideas and attempts to make a profit will not make real money.

You Will Not Make Money If You Don’t Invest in Yourself

The current statistics of businesses that fail within the first five years of operation is at an alarming rate of 85%. This means that only 15% of businesses last more than 5 years. If you make a study of this you will start to realize that most people did not invest in themselves.

Why Are You Still Struggling If Being Wealthy Is Just a Choice?

There are billions of people struggling to make ends meet in the world. They don’t have enough money to get by and they can’t get away from the enslaving lifestyle they are enduring. The sad thing is that this is what they choose. Being wealthy is a choice.

The Services Offered By Banks

Banks are far more than just a safe place to store some cash. They are a complete financial solution for many individuals. Let’s take a look at some of the services that bank offers to customers.

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