7 Ways to easily multiply your income in 2021




Best Money Market Yields Overview of the Top Online Banks and Their APYs for MMAs

Are you interested in opening a money market account? This kind of account is a type of deposit account that is offered primarily by credit unions and banks of all sizes. It pays interest on the deposits and can be used for long-term or short-term savings Some withdrawals may be allowed with some restrictions. Some common uses of creating a MMA account include emergency savings, money to put away that will eventually be used as a car or home down payment, and money that might be put into stocks and other types of investments at some point. Only consider putting money in a bank that has the best money market yields.

Compare Savings Account Rates: Info About Online Banks and Interest Rates

Before taking your money to the nearest bank to start a savings account, you might want to look into its interest rates at first. It’s usually the banks that operate primarily online have the highest APY and lower fees. The national average is around 0.9%, but if you take the time to compare savings account rates online, you’ll very likely find a good bank with around 2% APY. With this kind of rate, a balance of $5,000 would mean an extra $100 per year.

Fixed Rate Savings Accounts: What Are Your Options, and What Kind of CD Strategy Should You Use?

It is quite common for people to look for savings accounts with fixed rates. However, traditional savings accounts usually have variable rates. For true fixed rate savings, you’ll have to consider a CD account or a savings account that accumulates a predetermined interest rate for a set period of time, or the “introductory period”, after which, the rate could go either down or up, depending on how much money you put into the account. There are usually different levels or tiers of savings accounts, and you might be required to continue putting more money into the account if you want to keep a decent APY rate.

No Fee Savings Account and Other Important Factors to Consider With Online Banks

You should never have to pay any fees for keeping a savings account. It should the bank that pays you interest for keeping your money in their institution loan term. Whether you simply want to create an emergency fund or are interested in certificates of deposit, you should look specifically for a no fee savings account.

Covid-19: Four Ways to Survive and Thrive in Challenging Times

The fragile global economy has taken a major hit from Covid 19 pandemic. The global supply chain(s) was the first economic system to be impacted by the Coronavirus outbreak occurred in China. Since then, business operations and personal finances have been on a downward spiral due to the lockdowns and “social distancing”. Therefore, its important to look at time-tested ways to reduce the consequences to our wallets. We also have a large number of alternative financial opportunities available (to us) using the Internet.

Covid-19 and Our Money: Fighting a Psychological Battle

SUMMARY It is easy to see how the Covid 19 pandemic has dealt a harsh blow to the physical health global community. It is important to recognize the Coronavirus is impacting our lives in other ways. People’s mental and emotional well-being has been negatively affected. There are effective techniques to deal with the stress-related to the psychological effects of unemployment and cabin fever lockdown syndrome.

Top Ten Savings Accounts: A Quick Summary of Some of the Best Online Banks & What They Offer

If you’re someone who is looking for a safe, yet potentially profitable way to put your money, then the best solution is a high-yield savings account from a reliable, strong financial institution. You don’t necessarily have to choose a traditional bank, either. There are some good online banks to choose from these days, although not all of them are equal. Here are the top ten savings accounts to look into (no specific order)…

Covid-19 and Our Money: Managing Money and Staying on Top

The Covid 19 outbreak has caused major disruptions to people’s finances and the global economy. However, there are proven ways to survive and thrive even in the most challenging of situations. It is important to stay calm and clear-headed in order assess the severity of the situation (such as the Coronavirus pandemic) as it applies to you. From there, you can implement reliable financial safety measures and assess your long-term prospects in relation how the situation is impacting your personal life.

Get Back to Work to Avoid the Train Wreck

When the coronavirus stay-in-place orders started, the time at home seemed like a timeout from the frenzy of office life. With considerable curiosity, I absorbed the statistics, news articles, videos and just about all the information that I could find. New concepts of the day featured: social distancing, flattening the curve, asymptomatic, and reaching the peak.

Protecting Our Economic Health Despite Corona

As I sit in our home in self-isolation, I ponder our country’s economic health over the next several months and beyond. Watching people mobilize to fight an invisible coronavirus is certainly inspirational. We all know that managing individual behavior will go a long way towards slowing down and eventually stopping the spread of this frightening pandemic.

5 Possible Ways To Cut Expenses During A Crisis

After, over four decades of involvement, in a variety of executive, business, and financial positions, as well as consulting, I have often assisted, those. in – need, in considering, ways to reduce their personal expenses, in as unobtrusive way, as possible! Although, health considerations, must be, our highest priority, during these times, many people, because of the impacts, of necessary restrictions, and limits of business activities, and the associated, loss of wages, and asset value, need to seriously consider, and address, a way, to reduce their expenses, in a reasonable, responsible, relevant manner.

What Is Time Deposit?

Fixed-term deposits represent a form of investment in which a certain amount is invested at a certain interest rate and for a predetermined period. The conditions, i.e. amount, interest and investment time are contractually agreed on beforehand. After the agreed time span has elapsed, the amount invested and the interest will be paid to the customer’s reference account. That is why you refer to this type of investment as a time deposit. A condition of any fixed-term deposit contract is that you cannot access the deposit during the investment period.

Why Don’t They Give More?

Some people control so much money that it would seem that they could give more of their wealth to help other people. There are lots of people in this world who could use a helping hand.

What You Really Need to Know About Online Rental Payments

Letting tenants pay rent online is the most efficient way to receive payments with ease, establish a good landlord-tenant relationship and minimize stress for both parties. For those who are not aware of the benefits of paying rent online, this post will provide more information concerning this. Here, I will explain everything people need to know regarding online rental payments in terms of reliability and transparency.

5 Ways That You Can Retire on Your Terms Even If You Are Getting Started Late

Here are 5 ways that you can still retire on your terms, even if you haven’t saved a million dollars. The media has done a disservice to Baby Boomers by selling the “Lump Sum Scare”. Here’s how you can take control of your retirement plan.

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