7 Things You Should Do Before Starting A Business




Financial Advisors: Top 6 Reasons To Choose Them

Selection of the right person for managing your personal finances is one of the most crucial decisions you will be making. You entrust the job of managing your hard-earned money to an advisor with a hope to make use of his or her financial expertise. So, he or she should help you get solutions and reach your financial goals by preparing the right plan for you and also discovering the suitable investment plan for you.

What Benefits Fixed Annuities Can Offer You

Fixed annuity promises a fixed income to the individuals. This makes these schemes, one of the most preferable financial alternatives for the retirees. The benefits and features of the fixed annuities have been mentioned within this article, to know which you can read on.

How to Successfully Juggle Multiple Credit Cards

With the variety of credit cards and the resurgence of credit cards rewards and incentive programs, it is understandable that consumers may maintain multiple accounts to get the most benefits. While multiple credit card accounts may not be a bad idea, it can have devastating effects if the cards are not managed properly. Credit card accounts have a major impact on a consumer’s credit rating and if cards are not used wisely, credit worthiness can be destroyed.

Mortgage Debt Traps

Between sudden job loss, medical impairment or other life events, it isn’t uncommon to end up in debt or foreclosure because of a lack of emergency funds. When it comes to buying a house it is important to examine whether you can really afford one, and not just in terms of the monthly payment.

Points to Consider While Changing Jobs!

Radhika has just got an exciting job offer from a leading MNC (expanded as Multinational Corporation) in India. She has been looking for a change for quite some time now and this opportunity seemed just right! However, her father asks her to proceed with caution and make an informed decision, keeping the pointers below in mind.

Personal Finance Resolutions for 2012

Another year has passed, and now we look forward to 2012 and the hope that things will improve. Could this be the year we finally lose those extra twenty pounds, or get that raise at work, or even clean out the garage? Whatever you have resolved for the new year, here’s hoping you make good headway in the first month. Personal finance, especially in this questionable economy, should definitely have a place on your list.

Current Accounts In The UK

Current accounts are easy to find – we are bombarded with advertising offering them every time we put the tv on, even though the vast majority of us have one already and have little intention of changing any time soon. Customers, particularly in the UK, have often felt that moving from one bank to another would be an arduous task and ultimately not worth the effort, with all banks pretty much offering the same current accounts as each other, so why change?

The Key to Retirement

Retirement is no different than eating. In the years leading up to retirement, discipline will lead you to consistently save more, year after year. I often recommend people increase their 401(k) savings 2% every January with their pay raise. That way they will not feel the increased savings, but the discipline of doing this will have a large long-term effect. I have watched many successful people over the years and the one thing I see them doing better than the rest comes down to one word: discipline.

Market Gives Investors A Happy Ending

The market is finishing up in pretty good shape. Of course that’s all relative…given all the many wild rides we went during the year, I’d say “flat” is a happy ending for all.

Pay More In Taxes!

Some prominent people have said they want the U.S. government to charge them with higher taxes. Did you know people are free to pay the U.S. Government as much additional money as they wish? There is no upper limit, and they can pay it now. They don’t need a new law.

Financial Planning – The True Definition

Financial planning is a good idea for anyone with an income. Some people think of it as a synonym for retirement planning. However, financial planners are professionals who assist people in developing plans for many kinds of investments and expenses.

Accounting Debits and Credits

Before you try to understand “debits” and “credits”, it is extremely important that you forget all of your preconceived notions of the words “debit” and “credit.” You shouldn’t associate them with debit cards or credit cards. “Debit” and “credit” mean something very particular in the accounting world. It is important to get that out of the way up front, it will save you a lot of pain later on if you can disassociate those terms now and start with a fresh perspective.

Have a Gift Card? Stores Rely on the Truth That You Might Forget to Spend It

Americans purchase about $100 billion in gift cards annually, 2-3% of which go unredeemed. Follow these tips to ensure that you get the most use of your gift cards.

Inflation and Your Money – What Is Its Real Value?

We held a Retirement Seminar for dentists at our office recently. This being part of an ongoing series of educational talks and workshops to several groups of dentists in the north, and which also takes us to North Wales next year. It was good to see familiar faces in attendance, as well as new, with specialist dental accountant Alan Suggett also chipping in with a slot on the value of Practices and the complexity of Incorporation. Part of what we covered was how volatile the markets have been this year, and also how inflation can play havoc with your wealth over time.

Can You Get PPI Refunds Quickly?

Do you need help in getting your PPI Refunds? This article provides more information about the process and importance of getting your PPI reclaims in a smooth process. It also provides systematic process to guide you on claiming your PPI.

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