4 Lessons I Learned From My First Mentor

Simple Ways to Make Money Online Using Craigslist and eBay

There is an abundance of ways that you can sell your old things whether it be at a local pawn shop, garage sale, or even online. Online is one of the most versatile ways to get rid of any unwanted items that you may have. You can reach thousands of people and are also able to advertise for free. Start turning your old pieces of junk into some quick cash the easy way.

Credit Rules to Live By

Having bad credit can affect a large number of things in your life. One important thing it can affect is getting a loan. If you have a poor credit history, there aren’t going to be many companies that are willing to loan you any money. Bad credit, in some cases, can also affect your ability to get a job. Learn control and live by important credit principles, and never have to worry about bad credit again.

How Mortgage Rates Work

When you are in the market for a home, you are essentially contemplating making one of the biggest purchases you’ll ever make. Your biggest monthly payment for the next 15 or 30 years is probably going to be your mortgage payment.

Defeat Cash Advance and Credit Card Debt With Your Tax Return

People are frantically working on their taxes now. The IRS will be working to process refunds as they receive tax returns. It is an important period of time for many. Receiving tax return money may alleviate the need for cash advances or squelch credit card dependency for a while. Depositing a return into the bank may promote thoughts of spending on all those “wants” which didn’t land under the Christmas tree, but it might help financial matters if those “wants” continued to take a back burner to “needs.”

Determine Creditworthiness As Creditors and Cash Advance Lenders Do

If you were approached by someone and they expressed their need to borrow a chunk of money from you, what would be the first thing that runs through your mind? I may stop and think about who it is I’m talking to, what they need the money for and most importantly, will I see that money come back to me? If this person is known to ask for money with little to no chance or returning what they borrowed, I would lying if I said I might just lend the cash.

Smart Ways to Spend Your Tax Refund

After a long year of hard work, you finally get your tax return. This can be spent on a variety of different financial expenses, and can we wasted just as easily. Make sure you are using your tax return to benefit your financial future in each and every way.

Risks That Can End Up Ruining Your Retirement

There are many factors that can end up having a life changing impact on your retirement, and they come in a variety of forms. Being aware of the possibilities that could occur will put you one step ahead and can assure that you never have to deal with the problems in your future.

Is It Wiser To Earn More Or Spend Less To Get Rid Of Debt?

When you are in debt, all you want to do is to get out of it. One of the things that you need to do is to grow your debt payment fund so you can pay of bigger chunks of your debts. However, a decision is to be made as to how you will do it: will you earn more or spend less to grow this fund?

5 Bank Tech Trends That Will Affect The Industry In 2013

Well, 2012 has just about run dry. The economy didn’t perform exceptionally well, remaining very stagnant due to the Presidential election and fiscal cliff debates here at home, as well as the European Banking Crisis overseas. Still, at least we didn’t witness a serious depression, and now investors can begin to look forward to next year.

Tips For Understanding Four Areas of Trading for Making Money

One of the most important steps for gaining financial freedom is learning how to make your money work for you. Here are some tips on how to accomplish this!

13 Sure Ways to Be Broke But Cool – Forever

A sarcastic list of tips on how to be cool even if it means living above your means and being constantly broke. The sad truth is that this is very real for so many people who struggle with debt.

Are You Having Trouble Managing Money? Try These Personal Finance Tips!

One of the ways to improve your financial position is to avoid taking on unnecessary debt. Obviously some items will require credit to be used, such as the purchase of an automobile or a house. You shouldn’t rely on using credit daily though.

Simple Methods For Improving Your Personal Finance IQ

To get your personal finances in order, you need to start saving immediately. Stop delaying saving and instead, make it your priority. Put aside money each payday for your savings account. By doing this you build a safety cushion for your finances.

Choose Freedom Over Debt

Too many people have too much debt, not at all a revelation, and any number over zero is too many. This is primarily a last quarter of the twentieth century development; one of many Baby Boomer phenomenons. Prior generations usually had to pay for what they bought at the time of purchase or have a significant amount of collateral in order to buy on time or had to have a third party co-signer.

First Rule for Money: Save

Most likely you have heard it time and again that you should save money. I also believe that most everyone who has heard this would quickly agree and even share this advice.

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