2014 Gold and Real Estate Investor Issues
Gold and real estate have historically been used as a hedge against inflation and economic uncertainty. With the economy improving and changing fundamentals, these 2 assets have cooled off.How Emotions Can Affect Investor’s Decisions!
Greed takes over. This is the most common cause of investment losses. By definition, a Ponzi scheme is where the promoter promises rates of return that exceed most alternatives. The initial investors are so excited with their high returns that they make two mistakes: they add substantial sums to their investment and can’t wait to tell all their family, friends, and neighbors how smart they are.Do Americans Trust Their Financial Planner? And Is It Misguided Trust?
In January, 2011, Sentient Decision Science was commissioned by First Command Financial Services in Texas to do a survey of 1,000 U.S. consumers aged 25-70 with annual household incomes of at least $50,000. Of the 70 percent of Americans without a financial planner, less than half (46 percent) express feelings of trust towards planners and only 17 percent trust the financial industry.The Wisdom of Warren Buffett
One of Warren Buffett’s favorite sayings is “Be Greedy When Others are Fearful and Be Fearful When Others Are Greedy.” Buffet wants to sell when a company value is high and buy when others are afraid and the value is low. He became the controlling shareholder of Berkshire Hathaway in 1965. Since 1965, Berkshire’s stock has appreciated nearly 600,000 percent versus 7,400 percent for the S&P 500 stock market index, or 81 times better than the S&P 500.What Are the Principles of Insurance?
This article is written to gain a better understanding of the dynamic of the insurance world, so that someone can know what questions to ask with respect to insurance. There are a number of things to remember when balancing the ideas of insurance, profit, risk, needs and time. Two additional factors to consider are taxes and investment options. This article does not cover all aspects of insurance, but it serves to get the reader to ask questions and understand what value insurance is providing.Do-It Yourself Debt Management
Credit challenged consumers are always trying to find the latest scheme to dig themselves out of a financial mess. It could be desperation or sheer laziness that sends customers to borrow money from a payday loan online company rather than work at building a better budget plan. Don’t prolong the agony.Is It Time To Think About Spring and Summer Costs Now?
March madness does not have to reflect your bank account. Prep your budget to handle extra costs. A new spring season will use less credit and paycheck advance loans to make ends meet. Signs of spring may entice you to exercise more, plan trips and buy new clothes.What Does Your Financial Future Look Like?
Most people don’t know how long they’re going to live, exactly how many years they’ll be retired, or what their financial future will look like. Since you can’t predict exactly when you’ll die, the only thing you may be able to control is your finances.The Reason Casablanca Really Wants to Split Cliff’s Natural Assets
It’s a dog eat dog world. It’s all about the money. Figures of speech and sometimes reality in the financial world of stocks and shares, mergers, acquisitions or buy outs. Some mergers or acquisitions are successful while others prove to be disastrous. Generally, as a rule of thumb, it is usually a good thing to get rid of anything negative or harmful that can cause damage in the long run. Also, rules of project financing state that sunken costs should be forgotten. Casablanca Capital, a hedge fund, which has recently acquired a 5% stake in Cliffs Natural Resources (CLF), is seeking to spin off Cliff’s Bloom Lake Project due to inaccurate forecasts regarding Cliff’s estimates for their iron ore mining operations. There are genuine reasons why Casablanca Capital wishes to do so and let’s begin by looking at the background of the parties involved here.Best Trading Strategies for Ensuring Profit
Stock Trading is all about arriving at the right estimates and making nearly accurate speculations so that the trader is able to reap profits from his investments. Each trader has his own strategy which is based on the fundamental trading rules that have been theoretically established.How To Make The Most Of Your Money
Despite the fact that ‘money’ is an essential and critical part to daily life in the western world, it’s always interested me that no classes are available at school, on the subject of how it works. I was first introduced to some form of money management, when I was 16, and I was studying AAT Accounts at college… but even then, this was more about payroll, bookkeeping and ‘accounting’ for money… not so much how cash/credit works, or how you end up having a few quid to account for… I went on to start my own bookkeeping business using £150 (£50 from my mum and £100 from my overdraft), in 2004, and I’ve been working on growing it ever since. And it’s been a very interesting journey, because over the years I’ve worked with and for lots of entrepreneurs, owner-managers and business people who have cash and resources to manage.When You Lose A Loved One – A Warning To Those Who Are Grieving
There are cockroaches out there. Not the six-legged type who inhabit houses, but the two-legged kind who come out from under the woodwork to take advantage of people when they’re emotionally distraught. These people somehow find out when someone has died, then contact the surviving spouse (they often target widows), and try to convince the emotionally distraught person into investing in schemes that benefit the scammers.Save Money and Make More Money
Your most important, and potentially only course of action when trying to save money is to take an inventory of all your current costs. You’ll probably be amazed by what you find on your spending inventory and all the things that might leave you scratching your head.Understanding Your Finances In The 21st Century
Maybe you’re a retiree wondering if the money you saved will last as prices rise, and interest rates don’t. Maybe you have a little extra cash on hand and you’re wondering how you can make it work for you. Either way, it’s important to understand that a decision to invest your money may allow you to come closer than ever to living the life that you’ve always wanted to live.Is Going Back To School Worth The Money?
The most important question you can ask yourself when assessing the value of heading back to school is what exactly you’re looking for in education or future employment prospects? If you’re unhappy with your current job but are unsure about what else you want to do, just that you want to do something, then maybe you need to spend a little more time considering your options.