15 Signs you have Genius level intelligence




The Smart People’s Choice: Paying the Rent Online

Nowadays, the fast Wi-fi connection plus the introduction of new mobile apps have enabled people to pay their bills online, and to schedule appointments as well. Tenants use the same technology to pay rent on time and manage their funds. Paying online anytime and anywhere has become the new standard.

A Few Healthy Reasons to Start Collecting the Rent Online

A landlord’s life is quite stressful, whether he manages one rental property or a hundred. It is hard to find tenants who are responsible and trustworthy, as well as maintain a property and collect rent. The process is, without a doubt, demanding.

Here Is Why You Should Switch to Paying the Rent Online

Some people are hesitant to pay their rent online – why do this when they are used to paying the traditional way? Come to think of it, there are some benefits when paying rent online. Property owners are now offering online payment schemes to tenants, giving them an opportunity to manage their finances better, free themselves from stress, and improve their credit standing.

How a Gold Bull Run Is Setting Up Beautifully for 401k and IRA Holders, As Well As Retirees

It’s been about 5 years since the price of gold has done anything interesting, but with a recent move past $1300 and several billionaires endorsing the yellow metal, it could be high time folks took a closer look at precious metals for their 401ks and IRAs. Just how high could gold go? Try $5,000/ounce in less than 10 years, for starters.

Calling All Millennial Women: Your Finances Need You

Millennials are the fastest growing group in the workforce and are dealing with the challenges of graduating during a recession and the continued wage gap. Combine these factors with the likelihood of taking time away to have children and a longer lifespan, it’s more important than ever to master finances and long-term planning.

Basic Financial Planning: The Self – Help Possibilities

The wealthiest Americans, often, rely upon, a large number, of, hopefully, well – qualified financial professionals, to plan, such things, as tax planning, estate plans, efficient budgeting, diversified investing, etc. However, for the vast number of us, we neither, have the amount of assets, nor the need, or ability, to hire these individuals. Most of these professionals charge significant fees, and, often, demand, a minimum amount of assets, to be invested.

Finances Are Vitally Important

No one can live without money or some means of obtaining the things they need in life. Everyone has problems, and some people have huge financial struggles. The people of Japanese heritage living in the United States during World War II faced huge financial hardship when they were stripped of their money and their means of earning money. They were incarcerated in camps but later succeeded by working hard.

What Else Do I Need to Think About in Retirement Beside Money?

There is a lot of buzz out there about having enough assets or income to be ready for retirement. Enough assets and income for what? The key to the financial side of retirement is to know what your expenses are. From there, extra costs like taxes can be added, and then the assets generating the income can be forecasted to see how it will pay for these costs. How to arrive at these expenses means asking yourself: “What kind of lifestyle do I want to have?” Since there are so many variations of the answer to this question, there is some introspection that likely will take place that will help form the retirement vision.

Your Path to Becoming Financially Free And Genius

So you decided to become financially free. That is a genius decision. Having to worry about money constantly is bad for your health and your wallet. Living in constant fear of creditors or collection calls is a nightmare, and one you can avoid.

What Is Fee-Only Financial Planning?

The world of financial advice is divided into 3 main categories. The traditional financial advisor is what most people are familiar with. This is the most common arrangement where a financial advisor works for an institution and sells product. The financial advice is given “free” and is part of the process of selling these products. The second category of advisor is called a fee-based financial advisor. This type of advisor does the same thing as the traditional advisor, but charges a flat percentage fee based on the assets managed rather than by product. The cost can be less but still can add up over time because the fees are based on a percentage of the assets you have. The advice is still part of the service and is “free”. The last option is a fee-only or fee for service financial planner. This type of planner only gives advice and does not sell product. The charge for the advice is a flat dollar amount based on how much time is spent or how complicated the project is.

10 Common-Sense Ways to Cut Expenses and Get Rid of Debt

These are just a couple of questions to ask yourself when figuring out how to cut expenses. Better budgeting doesn’t mean you live a boring, restricted life or have to feel weighed down by money. It’s actually the exact opposite! You don’t need to turn over every penny to save on your monthly expenses. Try these unexpected ways to cut expenses and start to improve your credit score.

3 Biggest Downsides of Bad Credit

Quite an unpleasant feeling when you need an apartment, find the apartment but can’t get the apartment because you have small debts holding down your credit scores. Low scores, for some, can really affect your day-to-day. Especially if you’re dependent on your credit.

Empowerment and Equality and Your Finances

The slogan “girl power” has been used for decades to encourage and celebrate female empowerment, independence, and confidence. The term used most often relates to sports and employment; however, new studies are showing that women need to exert their girl power when it comes to finances and financial planning.

Keeping Your Passwords Safe Is More Important Than Ever

Do you keep using the same password and variation? Are you keeping those little lists on sticky notes or folded papers in your wallet? Read how we are working with clients to change their ways and create safe and secure passwords.

Great Stock Market Guidelines for a Successful Portfolio

Investing can sometimes seem like a tough thing to do. A lot of people want to see their money grow, but they aren’t sure where to start. The stock market is a good place to invest your money, so if you want to learn more about how you can make a reasonable income through the stock market, then this article is for you.

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