13 Signs you cannot trust someone

Learning to Save Money – The Basics You Need to Know

We live in a society that teaches us how to spend money. While there is nothing wrong with having things, it is important to know how to save money to be able to get them. You must live within your means today so you can live your dreams tomorrow.

Married More Than Once? It’s Time to Check Your Social Security Benefit

If you’ve been married more than once, it’s time to check your Social Security benefits. Read below to find out why.

How to Save Money by Eliminating Late Fees

You can avoid late fees by practicing my following 3 tips for never paying late fees again. These 3 easy to implement tips will help you to manage your payments better and allow you to put more money aside towards your financial goals and also treat yourself to a little somethiing, something that brings you greater happiness!

The Beginner’s Guide for Certificates of Deposit

Certificates of deposit, more commonly known as CDs, are investment instruments that are ideal for situations where you don’t want to take a lot of risk and you don’t need the investment to pay out for a period of months or years. If you don’t cash in the deposit during its investment period, also called the term or the duration, you will earn some interest, plus you’ll have the benefit of having access to cash that you’ve set aside. certificates are relatively low return when you compare them to other opportunities for investment, but they do pay more interest than a typical checking or savings account. So you might say that CDs offer the best of both worlds, with very minimal risk to you.

The 3 Secrets of Well Managed Checking Accounts

Checking accounts are such an everyday part of our lives that it’s easy to put them on autopilot and ignore them until there’s a problem. But that’s definitely not a good management strategy, especially since “problems” usually mean that you’re being faced with extra fees – or the challenge of unraveling potential fraud, like unauthorized charges. These problems can cost you a lot of time, money, and stress. So it’s best to head them off rather than deal with them after they happen. Let’s take a look at some of the secrets of well-managed checking accounts

What’s Next For Social Security? How About a $115 Billion Cut

There is one proposal to cut Social Security benefits that we thought was dead. But it may be coming back to life.

Millennials, Stress, and Making Ends Meet

A new survey provides yet another window into the challenges faced by the Millennial generation, (currently 18-33 years old). In December 2014, the U.S. Census told us that 1 in 5 Millennials live below the poverty line and have lower rates of employment compared to their Baby Boomer parents of a similar age. In February 2015, the American Psychological Association (APA) piled on with their own survey and report, “Stress in America: Missing the Health Care Connection.”

Is a Robo Advisor Right for You?

There is a lot of information and opinions on the concept of so-called Robo-Advisors. So what exactly as we talking about when we use the term “Robo-Advisor”? This article simplifies the concept and provides guidance for you to make an informed decision.

Simple Money Matters

A culture of debt has come to define our way of life making it difficult to give people advice on how to manage their monies. It is indeed an emotional subject. The approach to dealing with debt is made difficult by the fact that people need, want, and desire many things within their “limited” financial resources.

Cure Your Financial Lack: Basic Factors to Consider for Becoming Financially Free

Most people can do better financially. Most of us if not all of us meet opportunities on a daily basis that are intended to change our financial fortunes for the better but are unable to recognize them in their camouflaged state. Opportunities of devious magnitudes happen to all men.

Change Your Mind and Reap Financial Benefits

There are two types of people in life. There are those who produce products and services and those who consume them; those who employ and those who are employed; those who sell and those who buy. Those with eyes wide opened, expecting to meet an opportunity to help them change their fortunes and those whose eyes are on the sky expecting a deliverer to come and rescue them.

Preventative Health Services

One of the best ways to manage health care costs is to focus on lifestyle. As we have discussed, healthy choices that minimize inflammation, reduces chances of getting chronic diseases. That is one reason that Paleo diets have been embraced and promoted by many doctors.

What Is the Right Type of Account For You?

There are many types of checking accounts available, most of which charge fees for everything from deposits, withdrawals, not using the account, opening an account to write checks. If at all possible, always choose a checking account that is free, but it is also important that you research the kinds of free checking accounts that are available to choose one that will meet your needs. Most Credit Unions have several checking accounts for you that are free. All of the free checking accounts offer different benefits, so you will be able to find an account that will meet your needs.

5 Steps to Establishing an Emergency Fund

I am often asked the question, “How much money should I set aside as an emergency fund?” There is no cut and dried answer but using CFPĀ® guidelines you should keep between three and six months’ worth of fixed and variable expenses in a liquid account such as a money market account.

The Cost of Active Fund Investing

There are two main classifications for what type of fund you can purchase in terms of costs. It is important to know how these costs work so you can avoid paying too much for this convenience. These products differ in terms of how they are administered, access to the products and their costs.

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