13 Habits that will ruin your life




Money Changes Hands

As I was conversing with a colleague and friend of mine the other day the topic of discussion of personal finance came up. As we conversed we come to the conclusion that money is an object that works for people in many different ways; the truth of the matter though is how you use it.

The Offensive And Defensive Strategies For Financial Health

Your financial life is like sports; you have an offensive and defensive game that you must utilize at the same time. Your defense, which is your ability to keep what you make, is the most important part.

Are You Facing Redundancy? What To Do Next

When the Redundancy rumours start it’s very difficult not to become anxious about your future. Whether the rumours are true or not it’s better to be prepared. Financial advisors say, “ensure you have at least 6 months savings in case the unthinkable happens and you lose your job”.

Financial Freedom: Five Simple Changes That Can Improve Your Bank Balance

Most people want a healthier bank balance. It is a very difficult goal, but it is worth achieving. Anything that is worth it requires change on the part of the individual that wants to achieve it. This article discusses five simple changes that can be implemented from today that will make all the difference to your bank balance.

Give the Gift of Financial Literacy

In this season of giving, it’s easy to get caught up in the shiny and the bright. Wouldn’t we all like the newest tech, or the trendiest outfit? But as we all know, those that are new and innovative today will be outdated and old news tomorrow.

The Benefits Of An International Online Money Transfer

Import and export, paying suppliers, overseas property selling or buying, and regular overseas payments – there are many instances when you have to use a firm that helps make such cash transactions overseas. There are various entities that offer a safe way to make an online money transfer to anywhere on the planet if need be. When you have a business that caters to a client residing in a country not similar to yours or you are working abroad and want to send money to your family or loved ones, it is not a problem anymore.

Which Is the Best, a Credit Union or Bank?

You might be planning to open a new bank account for several reasons. This could be your first checking account or you could be migrating to a new area so you are looking to join a new bank. Whatever your reason following are four main considerations you should consider before establishing your new financial account.

Considerations When Choosing a Bank

There is a lot of information on the Internet where you can check minimum requirements and fee provisions for several accounts given through different banks. You need to consider many alternatives before settling on the most appropriate bank.

Top Ten Financial Mistakes Young People Make

The issue of financial responsibility is unfortunately very difficult for many young people to grasp, and this in turn means that they may not have a chance to put their financial life in order when they are young. There are some mistakes that most young adults make and which often have a negative impact on their finances.

The Financial Basics And The Power of A Personal After Action Review (AAR)

Changing financial habits is difficult; however the After Action Review is a great tool to help you review and remember your goals. Additionally, increasing your financial IQ through books is critical for changing habits.

Changing Financial Habits

Budgeting is a basic personal finance habit, but not well practiced by many. Additionally, it takes a while to fully develop a habit and/or break old ones.

Don’t Blow That Year-End Bonus!

If you are receiving a year-end bonus this year, consider saving or investing your bonus rather than using it to fund a few fleeting moments of fun. Assess your bonus and handle it responsibly. Learn how to get the biggest bang for your buck when it comes to your year-end bonus.

Financial Freedom – Winning The Mental Game

The journey towards financial freedom will require a shift in thinking. The way we think will determine the actions we take and the results that are achieved. This article discusses a few key thoughts what will make a massive difference.

6 Ways to Clean Up Your Budget

I was recently going over my family’s finances and was shocked at how much I didn’t really know we were spending on frivolous things. But let me back up a bit..

The Holiday Season: Changing Horses in Midstream

Once again, we have arrived at that time of the year when retailers hope to make up for a slump in sales of previous months via enthusiastic shoppers, those who throw caution to the wind purchasing more than usual on credit to keep up with holiday-season expectations. Tradition demands it. While you may receive lovely gifts from your friends and family, have you ever considered that your gifts were probably paid for with a credit card that put the giver deeper in debt?

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