5 Smart Money Saving Tricks
It’s a fact that most of us spend way more money than we should. We get cash out ATMs that aren’t affiliated with our bank ($3 applied by the bank that owns the machine-ostensibly for the convenience of it-and another $3 applied as a penalty by our bank for taking advantage of the convenience), we order $2.50 Cokes at restaurants, even though the waiter brings us ice water free of charge.5 Smart Ways to Save Time, Money and Your Environment
Let’s take a look at some of the things you could do to save time, money, and the environment. I bet you have never really thought about these.Pre Settlement Funding: Is It For You?
If it’s your first time to hear about pre settlement funding, then you may want to know how it may work and can provide financial assistance for you. Experts say that the number of personal injury complainants has risen tremendously in the last few years, and many of them have resorted to getting lawsuit loans while they are waiting for the court’s decision.10 Hot Tips How to Save Money Shopping
Most people would love to save some money during their daily shopping trip but they just do not know how. The good news is that you can save some cash every time you shop by following some simple rules. The following are tips on how to save money on your everyday shopping bill…The Appropriate Role for Cash in Your Portfolio
There’s an old saying in financial circles is that “cash is king.” The actual meaning of this phrase varies depending on the context. Some investors appeared to buy into this philosophy during the market’s turbulent period from 2007 to 2009, and moved significant sums of money out of stock and bond investments and into cash-equivalent holdings like money market funds and bank CDs.10 Tips To Help You Organize Your Personal Finances
f you’re trying to be fiscally responsible, then you may be taking a closer look at how you spend money. Trying to put together a reasonable financial plan can be daunting though so if you’re struggling or just want some advice, use these 10 tips to help you organize your personal finances.What Retirement Future Will You Create With Your Big Wages?
By deciding to maximize his annual contribution to his 401k plan, and working until 70, he will have an annual $63,391 retirement income plus $495,475 of savings. OR, he can decide to not follow this path and retire at age 62 with only $1,000 of monthly Social Security and $58,829 of savings ($3,520 per year saved from age 50 to 62 and earning 5% per year). The choice is his!How Older Workers View Their Futures
The housing crash started in 2006-2007. The housing market is now recovering but house prices have not recovered to their peak. The stock market lost 54 percent from the high of October 9, 2007 to its low of March, 2009.Which Generation Can Afford to Retire?
The oldest three groups should be OK in retirement, especially if the Early Boomers receive an inheritance. The Late Boomers and Gen-Xers will have a drastic reduction in lifestyle once they retire. Their situation could be substantially worse if Social Security only pays 77 percent of projected benefits in 2033, when the assets in the Social Security Trust Funds are depleted. The action steps are: earn more, save more, don’t lose money in investments, and retire later than planned.Baby Boomers and Retirement Study
One of the biggest problems I face (with the thousands I’ve met at my seminars during the last 5 years) is getting people to live in reality. There is no substitute for living below your means; working an extra job or starting a side business; and learning how to safely invest your money.Basic Guide On How To Be Successful In The Stock Market
Learning about the stock market does not have to be an arduous process. In fact, knowing how to research companies and study trends, can help you make the best decisions!Tax Lien Investing: The Year In Review and A Look Ahead
How did you do in 2013 with your tax lien investing? Did you buy any tax liens or tax deeds? How profitable were you? Are you finding it harder to compete, or are you afraid to even give it try?10 Power Moves You Can Make With Your Money
How to get major results from minor adjustments, when it comes to your money. A fundamental 10 point approach with tons of information for someone who is serious about transforming their lives, making more money, or that person who just wants to be smarter with their money.An Expensive Return To Old-Fashioned Cash
After Target’s breach, a lot of people are making purchases with cash. It’s not logical, and probably not permanent either.Are You an Intelligent Investor?
Are you an Intelligent Investor? I came across this book that was written by Benjamin Graham, The Intelligent Investor, which I have wanted to read for many years now. I am glad I did not read it before I wrote my book, Safer 401(k) Investing, because if I had, it would have seemed that I copied most of the contents from his book.