11 Brutal Truths About Money You Need To Know




Credit Cards And The Famous Statute Of Limitations

The statute of limitation is applicable to some situations related to credit cards. This article will tell you about it.

Why It’s Time To Retire The IRA And 401(K)

A Tax-free and Market-risk Free 8.0%, 30 Year Rate of Return. Does that sound too good to be true? Well, it’s not.

Difference Between Checking and Savings Accounts

The difference between checking & savings accounts are quite a few minor details. First the names have different meanings. Another name for checking is transactional, or demand deposits. Savings can be called time deposit, or term deposit.

Different Countries And Their Credit Card Usage

It might surprise you, but credit cards work differently in different countries. Read more about it in this article.

Info 101: Financial Wellness Month

Folks are defaulting on loans, accruing debt, and ruing the day they decided to spend rather than spend, and it’s not just us who too often lose track of expenditures and fail to put something aside for a rainy day. It’s happening on the national and state levels, too, and all that makes right now during Financial Wellness Month the perfect time to put money matters center stage.

3 Top Reasons Why You Must Be Serious About Personal Finance

As a term, personal finance covers a large area right from budgeting, saving, income tax planning to retirement options, investments and beneficiary management. At the basic level, personal finance starts with budgeting expenditures and finding out the income streams to meet the expenditures of a person as an individual or of a family as a unit.

Social Security and Baby Boomers Today

Over the next decade Social Security will most likely some potentially dramatic changes. These changes will effect many Baby Boomers. What Baby Boomers need to do is prepare for worst case scenario or at least a bad case scenario when it comes to Social Security.

Personal Finance Is More About What You Keep and Spend Than What You Make

The key parts of personal finance are: how much you make and how much you keep and spend. Most people think how much you make is the key. It is more important to learn how to keep more and spend less to succeed at your personal finances.

Moneydance or Quicken?

This post explains why I switched from Quicken to Moneydance. It also helps you know if you should switch too.

Don’t Let Financial Debt Ruin Your Retirement: Solutions for the Baby Boomer Woman

We Baby Boomer women have done too much in our lives to allow financial debt to cast a shadow over our retirements. We’ve raised families, done jobs and had careers, and frequently allowed our needs to take second place to our bosses, our spouses, our children, and our parents. But now it’s our turn. However, we won’t have that turn if we let debt suck our financial lives dry.

How To Review And Find The Best Bank Accounts

If you are trying to find the best bank accounts then you will have to go through a process of elimination, otherwise you will never make it through the mound of offers available. So how do you whittle down the number of bank accounts to an amount which you can actually review in depth? The answer is to have a list of requirements and if a bank cannot fulfill these you should cross them off the list.

A Key Component On Handling Your Money

Money is amoral. It is neither good or bad. It just is. It depends on how you use it- just like fire. You can use fire to burn trees, or you can use fire to keep you warm. Money is just like fire. Here is a key component that you need to do to your money.

Availing of Low Interest Rate Loans and Mortgages – Things to Consider

One very important thing that you have to look into if you are planning to get a mortgage or loan on a house or real estate is to make sure that you can qualify for a low interest rate. Of course, low interest rate loans and mortgages are what we are looking for when it comes to borrowing.

Low Rate Mortgage – Tips on How to Avail for Low Interest Rates

Buying a new house can be one of the biggest decisions you have to make and of course, getting the lowest possible interest rates for your mortgage can be one of the best deals that you can also avail. Here are some tips that you may find useful if you want to avail of low interest rates for your mortgage loans.

Using a Trust to Reduce Inheritance Tax

Using the services of an experienced Estate planning company could save you literally a fortune. Prime minister David Cameron, we have been informed, has inherited a very healthy £300,000 from his father’s Will. The late Ian Cameron deliberately planned his Estate so that his son could inherit a lump sum tax-free, therefore minimising Inheritance Tax liability as much as possible.

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